How Financing Works

1st Step: Application

Complete the application form on this page to qualify for one our financing programs. One of our experienced funding consultants will review your application to determine which of our financing programs you qualify for.

2nd Step: Qualification

If you qualify, your financial consultant will work with our underwriting department to develop a cash advance plan that is best suited to your needs and goals. In order to calculate how much you qualify for, you will need to provide us with the following information:

• 3 months of bank statements
• 3 months of credit card processing statements (if available)

Even if your business does not process credit cards, you are still eligible to qualify for a cash advance, so don't hesitate to apply.

3rd Step: Funding & Repayment

Upon approval, we purchase a portion of your future sales. Your business then receives up front capital, while we collect a fixed daily percentage of sales until the full amount has been paid off. When sales are sluggish, the amount that is deducted for repayment will be proportionately reduced. This aspect of our financing program is particularly attractive to small businesses, because it puts little strain on cash flow when business is slow.